How It Works

Our program is easy to follow. You can start today! There are just 5 simple steps in our debt management program:

1. Fill in our online sign up form to get started.
2. A Debt Repayment Representative will contact you and together you will figure out your plan.
3. The Representative will contact your creditors and negotiate lower interest rates and reduced fees.
4. You will receive a single bill monthly; lower than your current bills. You send your payment to the manager, who in turn distributes it to your creditors.
5. Your debt is reduced and can be gone completely in an average of 3-6 years!